When you complete your Kelowna mortgage application, you will need:
A copy of the accepted Offer To Purchase, MLS listing, and Property Disclosure Statement
A salary letter from your employer (self-employed buyers need financial statements for the past two years as well as personal income tax returns)
Confirmation that your down payment came from your own resources (e.g. bank statements or a gift letter)
A list of all your assets and debts
Condominium financial statements, if applicable
If you are buying a home to be constructed, bring a copy of the building plans plus your agreement with the builder.