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  November 21, 2008  

In Kelowna Call: (250) 762-2070

 
     

 
 








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Applying For Your Mortgage



A Checklist

When you complete your Kelowna mortgage application, you will need:

  • A copy of the accepted Offer To Purchase, MLS listing, and Property Disclosure Statement

  • A salary letter from your employer (self-employed buyers need financial statements for the past two years as well as personal income tax returns)

  • Confirmation that your down payment came from your own resources (e.g. bank statements or a gift letter)

  • A list of all your assets and debts

  • Condominium financial statements, if applicable

  • If you are buying a home to be constructed, bring a copy of the building plans plus your agreement with the builder.
  • BC Direct Mortgages - We work for you, not the lenders!
    For the best rates, Apply Now with your Kelowna Mortgage Broker!


    Your Mortgage Specialist can help you determine how much you can afford, obtain a pre-qualified approval, and select the mortgage that's right for you. This allows you to act quickly when you find the home you want. After your real estate agent draws up an Offer To Purchase between you and the vendor (an agreement that sets the final price and all the conditions of sale) contact your Mortgage Specialist in order to complete your Kelowna mortgage application.

     
       

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